Online payment: Stripe, MangoPay or Paygreen?

The hot news from the Nocode, it's every week on the blog and social networks Alegria.tech, and all, in only 2 minutes! ⏱

Clémence Aroq, Community Builder and Jean-Baptiste Bossis, Head of Visual Programming at Alegria.tech are at the helm of the "Decode the Nocode" podcast. For this edition, we compare Stripe, MangoPay and Paygreen payment tools for your marketplaces or other e-commerce platforms. 🙌

Enjoy listening 🎧 or reading 📖

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Stripe

Obviously, we couldn't talk about online payments without mentioning Stripethe Nocode leader in this market 💪

Valued at $35 billion and used by millions of merchants worldwide, Stripe is the undisputed leader in payment tools. With interfaces adapted to your platform such as IOS and Android and connections with automation tools, it is easy to integrate and ergonomic.

Your buyers will not need to register on your site to take advantage of it and they can simply pay by credit card without going through a bank.

As far as pricing is concerned, you do not need to subscribe or pay any set-up fees, the price is only linked to a commission associated with a fixed amount per transaction. For European cards, this commission is 1.4% + 25 cents per transaction. 

The tool also offers a number of options, including the management of physical payment by TPE.

Stripe is now used by 2 million websites worldwide

MangoPay

Nevertheless, the competition exists and the French market is not left behind with, cocorico, MangoPay 🇫🇷

MangoPay, the little sister of Leetchi, the online kitty site, was created in 2013 and is dedicated to payments for participatory finance, marketplaces and fintechs. Your application may be refused if your activity does not correspond to these fields. In addition, Mangopay is only available to companies within the European Economic Area.

MANGOPAY features can be white-labeled on your web and mobile application. You can integrate the payment page into your design for maximum customisation and an original user experience

MangoPay offers IBAN generation on its E-wallet (digital wallets), which simplifies and speeds up the reconciliation of funds compared to traditional bank transfers. This feature is unique to MANGOPAY

MangoPay now operates for big names such as La Redoute, LebonCoin and Vinted.

For Visa and Mastercard, the commission is 1.8% + 18 cents.

Paygreen

Finally, for those who want a sustainable solution, we recommend Paygreen 🌳

Another French tool, Paygreen, has a carbon offset algorithm that allows the consumer or merchant to make a contribution to a low-carbon project at the end of the purchase process.

It also offers the possibility of making micro-donations during payments thanks to the rounding of donations. This principle allows you to transform your sales site into a collection point for associations that are important to you and with which you want to associate your image.

PayGreen also introduces the possibility to cash dematerialized meal vouchers. The tool has built a partnership with Conecs, the operator of the main meal voucher issuers, to integrate this functionality. It will therefore be perfectly adapted for restaurant owners.

So much for the comparison between these three tools.

Stay tuned & see you next week for more Nocode news! ⚡️